Congratulations on your Dhoti Ceremony!

It has been so much fun watching you grow from an adorable little toddler into a smart, kind, and handsome young boy.

Most gifts are enjoyed for a while and then forgotten. We wanted to give you something different — a gift of ownership in stocks that will grow with you.

You now own a small piece of 4 great American companies. We hope you'll follow these companies over the years and see how patience, curiosity, and long-term thinking can turn small investments into something meaningful.

Welcome to the world of stocks and investing!

With love,
Vicky Chicha and Manusha Pinni